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Buying a home is an exciting and stressful time. How do you know you are ready? Will the bank approve the loan? How do you hire a qualified home inspector? There are so many things to consider when buying a home. Some important things to consider are:
Don’t buy if you can’t stay put
Aim for a home you can afford
Get professional help
Choose carefully between points and rate
Do your homework before bidding
For a first time homebuyer, there are some basic questions to ask: how to choose a home, how to negotiate, how to make an offer, how do you make the transition between renting and buying, to name a few.
Savings for a Home
When moving forward with buying a home, it is recommended to put a down payment of 20% on your home, although it is possible to get a loan with less down. Regardless to how much you can afford to put down, it is important to know how much house you can afford.
Dave Ramsey has some great advice for potential home buyers when making the decision to buy a home along with 3 mistakes to avoid.
Share your thoughts. Is there anything you would add?